What Is A Business Income Worksheet?

What Is A Business Income Worksheet? A business income worksheet is a tool used to track and document the income generated by a business. It typically includes details about the sources of income, such as sales, rentals, and investments, as…

4 Fundamentals of Commercial Vehicle Maintenance

Well-managed vehicle maintenance programs are extremely important in any business that operates motor vehicles. Particularly for industries that transport cargo, persons, or equipment…there are direct benefits from a strong maintenance policy, such as 1) decreased accidents (and the resulting liability) due to vehicle defects,…

Perfect Recipe for Brewery Insurance

Unique Operations Operations for craft breweries are unique…. What other small business owners invest in 2,500 gallon tanks? What other industrial facilities get to run a bar on their premises? What other manufacturers get to celebrate beer at their product…

Restaurant Insurance and Food Poisoning

No matter how well your staff is trained in food handling and safety procedures, inadvertently serving contaminated food products is a threat to every food establishments. Food Poisoning in Restaurants Take a look at the following statistics…  According to the…

30 Ways to Improve Construction Site Security

Risk Exposure Construction sites, if not properly controlled, can become the source of property damage or bodily injury… Employee or laborer getting injured Theft of materials or equipment Adjacent building getting damaged Physical injury to pedestrian Underground utilities incurring damage…

4 Steps to Establishing a ‘Return-to-Work’ Program

Return To Work

Injuries Happen Even with the best training, equipment, and safety procedures…on-the-job incidents occur. When this happens, a strong return-to-work program benefits both the employer and the employee. What is ‘Return-to-Work’? Rather than waiting for an injured worker to receive a full…

Do I Need to Buy Cyber Insurance?

Cyber Liability Insurance

What is Cyber Insurance? Cyber insurance is a type of insurance that’s designed to protect against cyber risks. It’s primarily for mitigating the damages brought by cybersecurity incidents (data breach, ID theft, or a cyber attack). It also covers the cost of recovery…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Rekerdres & Associates, Inc. clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one…